P.O. Box 2659, Vincentown, NJ 08088
Phone (609) 268-6700 | Fax (609) 268-6767

About Us
We are Atlantic States Group, Inc. We are Underwriting Managers and Wholesale Brokers, offering coverage to residential and commercial property owners east of New Jersey’s Garden State Parkway.

Our customers are the retail producers who serve as agents and brokers for the insured property owners. Our producers often call us ASG.

Coastal insurance in New Jersey is our sole focus and our programs have been developed specifically to meet the special needs of New Jersey coastal property owners. In association with over 125 independent producers, we are providing coverage to New Jersey coastal property owners.

Atlantic States Group insurance policies are underwritten by certain underwriters at Lloyd's. Atlantic States Group, Inc. offers coverage for an extraordinarily wide range of property and liability risks, including windstorm coverage with flat deductible! No percentage deductible with us!

• Single-family & Two-family homes
• Apartment Buildings
• Commercial General Liability
• Bed and Breakfast Inns
• Boardwalk Properties
• Building Renovations
• Condominium Unit Owners
• Condominium Associations
• Hotels
• Motels
• Vacant Properties


Joseph M. Klagholz, President/CEO of ASG, first recognized the special needs of New Jersey coastal property owners in 1993 and formulated a vision for meeting those needs. Asnative residents of New Jersey and permanent residents of coastal Waretown, Joe and his wife Janet, Executive Vice President, accepted the challenge to create a series of coverage programs designed exclusively for New Jersey coastal property owners. Their work began with exhaustive research and preparation of detailed plans that protected the needs and interests of property owners within a parameter that could be endorsed by the industry. Joe and Janet then traveled to Lloyd's of London, equipped with a solid plan, mounds of support data, and a firm belief in their vision. After days of inquiry, the syndicates and their underwriters embraced Joe and Janet, their company, and all coastal property owners in New Jersey. Atlantic States Group, Inc. issued its first policy to be effective June 20, 1994 and all policies are now underwritten by certain underwriters at Lloyd's.

In 2005 Joe and Janet completed their transition plan by appointing John C. Klagholz as President of Atlantic States Group, Inc. John has been with the company since 1996 and as its new owner is addressing the company’s mission with the same knowledge, determination and dedication as its founders. Under John’s leadership, Producers are guaranteed the ASG promise, to meet the special insurance needs of New Jersey’s coastal property owners.

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